Publication Ethics & Malpractice Statement

Review Policy

Information for Authors

Publication Ethics & Malpractice Statement

The Journal of Financial Therapy is dedicated to following best practices on ethical matters, errors and retractions. The prevention of publication malpractice is one of the important responsibilities of the editorial board. Any kind of unethical behavior is not acceptable, and the Journal of Financial Therapy does not tolerate plagiarism in any form. Authors submitting articles to the Journal of Financial Therapy affirm that manuscript contents are original. Furthermore, they warrant that their article has neither been published elsewhere in any language fully or partly, nor is it under review for publication anywhere.

The following duties outlined for editors, authors, and reviewers are based on the COPE Code of Conduct for Journal Editors. Editors, authors, and reviewers will also adhere to the Journal of Financial Therapy Policies.


  1. Publication Decisions: Based on the review report of the editorial board, the editor can accept, reject, or request modifications to the manuscript.
  2. Review of Manuscripts: The Editorial Staff (Editor-in-Chief and Associate Editors) must ensure that each manuscript is initially evaluated for originality, making use of appropriate software to do so. At this stage, the journal editorial staff performs an initial quality screening of the manuscript and decides whether or not to send it for full peer review. Only after clearing the initial screening is the manuscript forwarded to two to three reviewers for blind peer review. Each reviewer will make a recommendation to accept, reject, or modify the manuscript.
  3. Fair Play: The editor must ensure that each manuscript received by the Journal is reviewed for its intellectual content without regard to sex, gender, race, religion, citizenship, etc. of the authors.
  4. Confidentiality: The editor must ensure that information regarding manuscripts submitted by the authors is kept confidential.
  5. Disclosure and Conflicts of Interest: The editor of the journal will not use unpublished materials disclosed in a submitted manuscript for his own research without written consent of the author.


  1. Reporting Standards: Authors should present an accurate account of their original research as well as an objective discussion of its significance. Manuscripts will follow the submission guidelines of the journal. (See Policies.)
  2. Originality: Authors must ensure that they have written entirely original work.
  3. Multiple, Redundant, or Concurrent Publications: Author should not submit the same manuscript to more than one journal concurrently. It is also expected that the author will not publish redundant manuscripts or manuscripts describing same research in more than one journal.
  4. Publication guidelines: Authors must follow the submission guidelines of the journal. (See Submission Guidelines.)
  5. Submitting your revised paper: The revised manuscript should be uploaded in the online system in a timely fashion. The Editor has the right to ask authors to submit a revised version as a new submission that will receive a new number, and will undergo a new review process if a significant period (3-6 months or longer) of time has lapsed.
  6. Acknowledgement of Sources: Authors should acknowledge all sources of data used in the research and cite publications that have been influential in research work. Authors should follow the Policies for formatting and include doi numbers when available.
  7. Authorship of the Paper: Authorship should be limited to those who have made a significant contribution to conception, design, execution or interpretation of the reported study. Others who have made significant contribution must be listed as co-authors. Authors also ensure that all the authors have seen and agreed to the submitted version of the manuscript and their inclusion of names as co-authors.
  8. Data Access and Retention: Authors should provide raw data related to their manuscript for editorial review and must retain such data.
  9. Disclosure of Financial Support: Sources of financial support, if any, must be clearly disclosed.
  10. Fundamental Errors in Published Works: If at any point of time, author discovers a significant error or inaccuracy in submitted manuscript then the error or inaccuracy must be reported to the editor.


  1. Confidentiality: Information regarding manuscripts submitted by authors should be kept confidential and be treated as privileged information.
  2. Acknowledgement of Sources: Manuscript reviewers must ensure that authors have acknowledged all sources of data used in the research. Any kind of similarity or overlap between the manuscripts under consideration or with any other published paper of which reviewer has personal knowledge must be immediately brought to the editor's notice.
  3. Standards of Objectivity: Review of submitted manuscripts must be done objectively and the reviewers should express their views clearly with supporting arguments.
  4. Promptness: In the event that a reviewer feels it is not possible for him/her to complete review of manuscript within stipulated time then this information must be communicated to the editor, so that the manuscript could be sent to another reviewer.

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Peer Review Process

The Journal of Financial Therapy primarily publishes clinical research that examines the empirical link between personal financial knowledge, attitudes, and behaviors and personal and family well-being. The journal also accepts cross-sectional survey research, longitudinal and panel study research, case studies, financial therapy practice management tutorials, and literature reviews. Articles from financial therapists, both those working in academia and in practice, are welcomed.

Articles are written by practicing financial therapists, financial planners and counselors, psychologists, marriage and family therapists, behavioral scientists, specialists employed in business, industry, and academia and academicians in these fields.

Scholarly manuscripts are reviewed by at least two reviewers who will provide recommendations to the journal editor for publication. Reviewers' comments are made available to authors. If revisions are recommended, authors are strongly encouraged to revise the paper accordingly and note in detail how each suggestion was addressed in a separate attachment.

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Information for Authors

General Submission Rules

  • It is important that manuscripts be well organized and concise. The development of ideas and concepts should be clear. In general, readers prefer articles that avoid dull, stereotyped writing and the use of scientific jargon. Authors should aim at achieving clear communication of ideas. Generic masculine pronoun or other sexist terminology should be avoided.
  • Submissions are preferred electronically; however, hard copy submissions are accepted. Double-space all material (including references), all lines of tables (including heads), and extensive quotes. Allow wide margins (at least one inch on all four sides). The editor does not accept responsibility for damage or loss of papers submitted.
  • Articles should be no longer than 30 pages.

Please do not submit material concurrently for consideration by another publication.

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Formatting Requirements

Tables should be used only where appropriate and should include only essential data. Tables should be understandable as a stand-alone product. All tables should be created using Word Table formats. Columns must have headings, and data should be doubled spaced.

If figures are used, authors are responsible for supplying camera-ready art done by commercial artists. Art must be original and of a quality that can be photographed clearly. All lines and printing must be in proportion to the text.

References should follow APA 6th edition style. Authors are requested to check all references for completeness, including year, volume number, and pages for journal citations. It is imperative that authors check to be sure that all references mentioned in the text are listed in the reference section. Where available, DOIs (digital object identifiers) for the references must be provided and hotlinked in the Word document. As a member of CrossRef, our publisher, New Prairie Press, is required to include DOIs. Use the free DOI lookup on CrossRef's website to check your citations.

Articles should be written in third-person past tense style. For other questions of style, consult the most recent APA Publication Manual. This manual is available at most bookstores and libraries. Finally, please double-space all references.

The use of footnotes should be minimized. Each manuscript title and article headings should be as concise – not to exceed 10 words if possible. On a separate page, place the title of the article, the names of the authors, their professional titles, and their institutional affiliations. Double-space all title-page material.

Articles should include an abstract of not more than 150 words. The abstract should express the central idea of the article in non-technical language and should appear on a page separate from the text. A list of 3 to 5 key words should be provided directly below the abstract.

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Submissions Checklist

As part of the submission process, authors are required to check off their submission's compliance with all of the following items, and submissions may be returned to authors that do not adhere to these guidelines.

  1. The submission has not been previously published, nor is it before another journal for consideration (or an explanation has been provided in Comments to the Editor).
  2. The submission file is in Microsoft Word or RTF file format.
  3. Where available, URLs and DOIs for the references have been provided.
  4. The text is double-spaced; does not exceed 30 pages, uses a 12-point font; employs italics, rather than underlining (except with URL addresses); and all illustrations, figures, and tables are placed within the text at the appropriate points, rather than at the end.
  5. The text adheres to the stylistic and bibliographic requirements outlined in the Author Guidelines, which is found in About the Journal.

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Questions & Answers

A primary purpose of the Journal of Financial Therapy is to provide a forum to study the cognitive, emotional, behavioral, relational, economic, and integrative aspects of financial health. The journal bridges the empirical and clinical work typically conducted by financial planning and marriage and family therapy researchers into an integrative disciplinary forum for sharing models, theories, ideas, strategies, and counseling approaches. The following questions and answers are provided to help address some of the issues faced by new authors.


Yes; the journal uses a double-blind peer review process. All identifying marks (e.g., names, addresses, sample sources) are either removed or hidden to ensure that an author’s identity is not revealed to the reviewers.


Reviewers are responsible for determining if a manuscript will be of importance to the Journal’s readers. Reviewers, in consultation with the editor and associate editors, determine if a paper will be published. Reviewers are asked to pay close attention to the following criteria:

  1. The general grammar use and writing skill of the author(s)
  2. The development of a clear purpose
  3. The appropriateness of literature reviewed
    • Note: Given the clinical focus of the journal, long and exhaustive reviews of literature are discouraged; instead, authors should focus on the method and intervention techniques used in clinical and experimental studies. Research based on survey data should have a very strong practitioner focused discussion.
  4. The methodology used
  5. The validity and reliability of findings
  6. The relevance of findings
  7. The usefulness of findings for practitioners


The Journal of Financial Therapy utilizes an editor and associate editor process for evaluating manuscripts. That is, the editor works with content specific associate editors, who, in turn, choose appropriate reviewers for manuscripts. As such, the editor’s role is to facilitate a dialog between and among reviewers and authors and to monitor the timeliness of the review process. The editor and associate editors are also available to counsel authors on the process of manuscript submission, review, and publication.


Basic editing for grammar, readability, and style are the sole responsibility of the author(s). The editor will provide feedback to authors, but will generally not make grammatical corrections. Authors who need this type of assistance should contact the editor for the name of graduate students who may be willing to assist in manuscript preparation.


Occasionally, yes; however, all articles, papers, and manuscripts are subject to blind peer review.


No; it should be noted, however, that reviewers and readers prefer shorter well written manuscripts to those that are overly wordy.


No, there are no author or submission charges for the Journal.


Currently, the Journal is divided into annual volumes. Since there are no obligatory printing and mailing routines, a volume may have one or more issues in any given year. Each issue is published online. Members of the Financial Therapy Association also receive the full issue as one electronic document.


The Journal’s International Standard Serial Number is: ISSN 1945-7774

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New Prairie Press recommends the use of the Creative Commons license. The Journal of Financial Therapy requires authors to agree to Creative Commons Attribution and Non-commercial licenses. Authors who publish with the Journal of Financial Therapy agree to the following terms:

Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-NonCommercial License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.

Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.

Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).

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Open Access Policy

This journal provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge.

Archival Policy

Contents of the Journal are archived for perpetual access through New Prairie Press' participation in CLOCKSS (Controlled Lots of Copies Keep Stuff Safe) and Portico and managed through the Digital Commons Publishing platform. New Prairie Press also participates in LOCKSS (Lots of Copies Keep Stuff Safe). Once published, the contents are never changed.

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